Hosted Payment Page:
The Zappte hosted payment page (HPP) and Hosted API (HAPI) both allow a customer to submit a payment directly to Zappte through a secure connection. This back-office process never touches the merchant nor their billing system and keeps payment credentials secure from outside threats. The hosted payment option removes many of the burdens of PCI DSS (Payment Card Industry Data Security Standards) and allows Zappte to manage the necessary certifications and payment compliance requirements associated with accepting credit cards. We help manage card payment submission compliance with our easy to use, fully encrypted, hosted payment solutions.
Back-office infrastructure:
Zappte has a suite of customizable transaction solutions available all in one environment. Within our proprietary accounting and reconciliation environment called IPReporting, we provide detailed transaction authorization and settlement reporting and a virtual terminal complete with a variety of user-friendly data fields. This exclusive environment is customizable and scalable to suit and serve as a payfac operation with built in gateway fraud tools, transaction billing, monthly statements, and NACHA (National Automated Clearing House Association) file wrap up for merchant account funding. The multipurpose payment scheduler allows merchants to create buy now pay later options manually or via API. Zappte encourages clients to also use our Interactive Voice Response Module (IVRM) to provide access to those unable to use online methods. The Zappte network also provides access to cash payment acceptance at thousands of retail locations across America that seamlessly populate within our accounting dashboard and ultimately within our integrated billing software partners.
Recurring Billing:
Zappte's recurring payments feature set is the solution for bills or fees that are set to process on a regular basis. For example, monthly or quarterly subscription fees, debit repayment, and other membership plans can be processed systematically on a set schedule. Properly formatted recurring transactions are submitted with all required data elements when an authorization is performed and stored for each transaction to follow to ensure proper interchange qualification.
Automated Clearing House (ACH):
Zappte offers an array of ACH processing features to meet the demand for convenient and rapid funds transfer including PPD, CCD, POP, and ARC for B2B and B2C recurring payments, check conversion, and point of sale processing. ACH transactions may be debit or credit payments, person-to-person (P2P), business-to-business (B2B), and more. Instead of using paper checks, ACH entries are transmitted electronically, making transactions quicker, safer, and easier.
Cash Payments:
Zappte is excited to partner with major retail outlets around the country to accept payments in their location for a fee. The cash payment is logged at the retail location and then sent thru the Zappte network directly to the merchants' bank account. The Zappte accounting system creates a line item cash entry within the internal reconciliation environment which allows access via any billing software to pick up the transaction data and post the cash within the subscriber account on file.
